Finance already-accepted, audit-clean government receivables
Pre-screened, post-approval government invoices with deterministic payment paths — originated, verified, and packaged for capital partners.
No construction risk. No milestone disputes. No speculative invoices.
No construction risk. No milestone disputes. No speculative invoices.
What Capital Partners Actually Deploy Into
✔️ What You Finance
Accepted government invoices
Issued under active contracts
Payable by federal, state, council, or Tier-1 government counterparties
✔️ What You Finance
Accepted government invoices
Issued under active contracts
Payable by federal, state, council, or Tier-1 government counterparties
✔️ What You Finance
Accepted government invoices
Issued under active contracts
Payable by federal, state, council, or Tier-1 government counterparties
✖️ What We Eliminate
Work completion risk
Scope variation disputes
Milestone ambiguity
Contractor operational dependency
✖️ What We Eliminate
Work completion risk
Scope variation disputes
Milestone ambiguity
Contractor operational dependency
✖️ What We Eliminate
Work completion risk
Scope variation disputes
Milestone ambiguity
Contractor operational dependency
📄 What You Receive
Pre-screened deal dossiers
Verification evidence
Defined payment timelines
📄 What You Receive
Pre-screened deal dossiers
Verification evidence
Defined payment timelines
📄 What You Receive
Pre-screened deal dossiers
Verification evidence
Defined payment timelines
APR
APR
APR
Typical deal duration
Typical deal duration
Typical deal duration
Traditional Invoice OriginatioN
Mixed invoice quality
Mixed invoice quality
Incomplete documentation
Incomplete documentation
Variation dispute pending
Variation dispute pending
Approval ambiguity
Approval ambiguity
Approval ambiguity
Approval ambiguity
High rejection rates
High rejection rates
Verification gaps
Payment uncertainty
Underwriting friction
After RHO
Verified, post-approval government receivables — packaged, documented, and ready for funding.
Prospect_Receivable_Dossier_142.pdf
Prospect_Receivable_Dossier_142.pdf
Prospect_Receivable_Dossier_142.pdf
Our Process
Need some help?
We’re here to provide support and assistance.
Need some help?
We’re here to provide support and assistance.
Need some help?
We’re here to provide support and assistance.
Why Capital Partners Work With Rho
Rho removes origination and operational friction so capital partners can deploy into already-accepted, audit-clean government receivables.
Attractive Risk-Adjusted Returns
Target 8–12% APR
Short-duration exposure
Defined maturity dates
Attractive Risk-Adjusted Returns
Target 8–12% APR
Short-duration exposure
Defined maturity dates
Attractive Risk-Adjusted Returns
Target 8–12% APR
Short-duration exposure
Defined maturity dates
Government Payment Certainty
Public-sector counterparties
Established payment cycles
Deterministic settlement paths
Government Payment Certainty
Public-sector counterparties
Established payment cycles
Deterministic settlement paths
Government Payment Certainty
Public-sector counterparties
Established payment cycles
Deterministic settlement paths
No Operational Overhead
No contractor management
No collections
No documentation chasing
No Operational Overhead
No contractor management
No collections
No documentation chasing
No Operational Overhead
No contractor management
No collections
No documentation chasing
Pre-Screened Only
Post-acceptance invoices
Audit-clean documentation
Rejected deals never reach partners
Pre-Screened Only
Post-acceptance invoices
Audit-clean documentation
Rejected deals never reach partners
Pre-Screened Only
Post-acceptance invoices
Audit-clean documentation
Rejected deals never reach partners
Capital-Only Role
You provide capital
We handle origination, verification, packaging, and monitoring
Capital-Only Role
You provide capital
We handle origination, verification, packaging, and monitoring
Capital-Only Role
You provide capital
We handle origination, verification, packaging, and monitoring
common questions
We’re here to answer your
questions.
What types of government receivables does Rho originate?
Rho finances post-acceptance government receivables from contractors operating in sectors with high invoice verifiability and low dispute rates. Typical sectors include: - Healthcare and allied health services (e.g. hospitals, NDIS-aligned providers) - Facilities management and essential services (cleaning, security, waste) - Public infrastructure services with rate-card or schedule-based billing - Education, training, and public-sector service providers We do not originate: - Speculative construction receivables - Milestone-based progress claims - Disputed or unapproved invoices - Private-developer or consumer receivables This ensures capital partners deploy exclusively into audit-clean, post-approval assets with deterministic payment profiles.
What exactly am I funding?
We collaborate exclusively with licensed financial institutions, private credit funds, non-bank lenders, family offices, and Islamic finance providers.
Do you finance work in progress?
No. We only originate post-acceptance invoices.
Who is the ultimate payor?
Federal, state, council, or Tier-1 government counterparties.
How are government payments handled?
All government payments are made directly to a designated custodial or trust account managed by the funding partner. Once payment is received from the agency, funds are automatically reconciled, and any remaining balance is remitted to the contractor. This ensures full transparency and mitigates credit risk for financiers.
What is the typical deal size and turnaround time?
We typically originate opportunities between AUD 50,000 – AUD 2 million, depending on project scope and department. Most deals can be reviewed and funded within 24–72 hours once documentation is validated.
What happens if a contractor fails?
Contractor performance risk is eliminated at origination. Payment obligation sits with the government payor.
What documentation do you provide?
Contract extract, invoice, acceptance evidence, payor confirmation, and payment history where available.
What Rho does NOT offer
Rho does not offer: - Unapproved or disputed invoices - Milestone-based construction claims - Variation-heavy contracts - Private developer receivables - Invoices without clear acceptance evidence
What types of government receivables does Rho originate?
Rho finances post-acceptance government receivables from contractors operating in sectors with high invoice verifiability and low dispute rates. Typical sectors include: - Healthcare and allied health services (e.g. hospitals, NDIS-aligned providers) - Facilities management and essential services (cleaning, security, waste) - Public infrastructure services with rate-card or schedule-based billing - Education, training, and public-sector service providers We do not originate: - Speculative construction receivables - Milestone-based progress claims - Disputed or unapproved invoices - Private-developer or consumer receivables This ensures capital partners deploy exclusively into audit-clean, post-approval assets with deterministic payment profiles.
What exactly am I funding?
We collaborate exclusively with licensed financial institutions, private credit funds, non-bank lenders, family offices, and Islamic finance providers.
Do you finance work in progress?
No. We only originate post-acceptance invoices.
Who is the ultimate payor?
Federal, state, council, or Tier-1 government counterparties.
How are government payments handled?
All government payments are made directly to a designated custodial or trust account managed by the funding partner. Once payment is received from the agency, funds are automatically reconciled, and any remaining balance is remitted to the contractor. This ensures full transparency and mitigates credit risk for financiers.
What is the typical deal size and turnaround time?
We typically originate opportunities between AUD 50,000 – AUD 2 million, depending on project scope and department. Most deals can be reviewed and funded within 24–72 hours once documentation is validated.
What happens if a contractor fails?
Contractor performance risk is eliminated at origination. Payment obligation sits with the government payor.
What documentation do you provide?
Contract extract, invoice, acceptance evidence, payor confirmation, and payment history where available.
What Rho does NOT offer
Rho does not offer: - Unapproved or disputed invoices - Milestone-based construction claims - Variation-heavy contracts - Private developer receivables - Invoices without clear acceptance evidence
What types of government receivables does Rho originate?
Rho finances post-acceptance government receivables from contractors operating in sectors with high invoice verifiability and low dispute rates. Typical sectors include: - Healthcare and allied health services (e.g. hospitals, NDIS-aligned providers) - Facilities management and essential services (cleaning, security, waste) - Public infrastructure services with rate-card or schedule-based billing - Education, training, and public-sector service providers We do not originate: - Speculative construction receivables - Milestone-based progress claims - Disputed or unapproved invoices - Private-developer or consumer receivables This ensures capital partners deploy exclusively into audit-clean, post-approval assets with deterministic payment profiles.
What exactly am I funding?
We collaborate exclusively with licensed financial institutions, private credit funds, non-bank lenders, family offices, and Islamic finance providers.
Do you finance work in progress?
No. We only originate post-acceptance invoices.
Who is the ultimate payor?
Federal, state, council, or Tier-1 government counterparties.
How are government payments handled?
All government payments are made directly to a designated custodial or trust account managed by the funding partner. Once payment is received from the agency, funds are automatically reconciled, and any remaining balance is remitted to the contractor. This ensures full transparency and mitigates credit risk for financiers.
What is the typical deal size and turnaround time?
We typically originate opportunities between AUD 50,000 – AUD 2 million, depending on project scope and department. Most deals can be reviewed and funded within 24–72 hours once documentation is validated.
What happens if a contractor fails?
Contractor performance risk is eliminated at origination. Payment obligation sits with the government payor.
What documentation do you provide?
Contract extract, invoice, acceptance evidence, payor confirmation, and payment history where available.
What Rho does NOT offer
Rho does not offer: - Unapproved or disputed invoices - Milestone-based construction claims - Variation-heavy contracts - Private developer receivables - Invoices without clear acceptance evidence
Deploy capital into already-accepted government receivables
Deploy capital into already-accepted government receivables
Deploy capital into already-accepted government receivables
Pre-screened. Verified. Deterministic.
Pre-screened. Verified. Deterministic.
Join a select group of capital partners funding Australia’s essential services through post-acceptance invoice finance.