welcome to RHO
Get Paid for Your Government Work in 3 Days, Not 90
Australian contractors use our acceleration platform to unlock cash from approved government invoices—without banks, personal guarantees, or long applications.
Balance Summary
$84,000
available of $100,000
Spent
74%
Available
8%
Unallocated
18%
cashflow made reliable
faster progress claims
invoice verification
stopping payment delays
secure document handling
government contract expertise
reducing admin workload
growth without cash gaps
confidential funding process
Candace P.
12:13pm
Your funding review has begun. We’ll update you once your government invoice is verified.
Upload Invoice
Balance Summary
$84,000
available of $100,000
Spent
74%
Available
8%
Unallocated
18%
cashflow made reliable
faster progress claims
invoice verification
stopping payment delays
secure document handling
government contract expertise
reducing admin workload
growth without cash gaps
confidential funding process
Candace P.
12:13pm
Your funding review has begun. We’ll update you once your government invoice is verified.
Upload Invoice
The 90-Day Payment Problem Is Killing Contractor Cashflow
Set it once, then let it run. Rho handles the repeatable with precision, freeing you to focus on what actually requires your input.
From Approved Invoice → Cash in 72 Hours
Step 1 — Upload Your Invoice
Upload your approved government invoice or progress claim.
Step 1 — Upload Your Invoice
Upload your approved government invoice or progress claim.
Step 1 — Upload Your Invoice
Upload your approved government invoice or progress claim.
Step 2 — We Package & Verify
We validate documentation and present it to our funding partners.
Step 2 — We Package & Verify
We validate documentation and present it to our funding partners.
Step 2 — We Package & Verify
We validate documentation and present it to our funding partners.
Step 3 — Get Paid Fast
Receive 85–95% of invoice value within 24–72 hours.
Step 3 — Get Paid Fast
Receive 85–95% of invoice value within 24–72 hours.
Step 3 — Get Paid Fast
Receive 85–95% of invoice value within 24–72 hours.
Step 4 — Government Pays Out
When the agency pays, the balance is reconciled automatically.
Step 4 — Government Pays Out
When the agency pays, the balance is reconciled automatically.
Step 4 — Government Pays Out
When the agency pays, the balance is reconciled automatically.
Why Contractors Prefer Us Over Traditional Factoring
Prospect handles the repeatable with precision—payroll, reconciliation, approvals—so you can focus on strategy, not spreadsheets.
No Personal Guarantees
Unlike bank overdrafts and most factoring companies.
No Personal Guarantees
Unlike bank overdrafts and most factoring companies.
No Personal Guarantees
Unlike bank overdrafts and most factoring companies.
Fast Approvals
Setup in hours, not weeks
Fast Approvals
Setup in hours, not weeks
Fast Approvals
Setup in hours, not weeks
Simple & Transparent Fees
Flat fees mapped to payment timelines.
Simple & Transparent Fees
Flat fees mapped to payment timelines.
Simple & Transparent Fees
Flat fees mapped to payment timelines.
Confidential & Non-Disruptive
Government clients never know you accelerated payment.
Confidential & Non-Disruptive
Government clients never know you accelerated payment.
Confidential & Non-Disruptive
Government clients never know you accelerated payment.
Estimate Your Funding in Seconds
Estimate Your Funding in Seconds
Compare Rho
What makes us better than the competition?
Old-school lenders slow you down. We accelerate you.
Banks / Factoring Companies
Approval Time
~24–48 hours
1–6 weeks
Approval Time
~24–48 hours
1–6 weeks
Personal Guarantees
None required
Almost always required
Personal Guarantees
None required
Almost always required
Fee Transparency
Simple, fixed pricing
Hidden fees, compounding interest
Fee Transparency
Simple, fixed pricing
Hidden fees, compounding interest
Government Contractor Expertise
Generalist, no domain expertise
Government Contractor Expertise
Generalist, no domain expertise
Onboarding Complexity
Low — minutes
High — heavy paperwork, financials
Onboarding Complexity
Low — minutes
High — heavy paperwork, financials
Flexibility
Fund any approved invoice
Limitations, lock-ins, minimum volume
Flexibility
Fund any approved invoice
Limitations, lock-ins, minimum volume
Need some help?
We’re here to provide support and assistance.
Need some help?
We’re here to provide support and assistance.
frequently asked questions
We’re here to answer your questions.
Clear, straightforward answers—built to give contractors confidence. Here’s everything you need to know about how our fast-funding process works, kept simple, transparent, and compliant.
Does this impact my credit score?
No personal credit checks are required. We assess: the contract quality, the invoice approval status, and the government payer reliability. This is not a loan, so it does not behave like traditional debt.
How fast can I get funded?
Most clients receive funds within 24–48 hours after submitting their approved government invoice or progress claim. 24–72 hours depending on the document set and contract structure.
What documents do I need?
Typically: Approved invoice or progress claim Contract or purchase order Evidence of completion Basic business details No personal guarantees required.
What are your fees?
Our financing partners charge a simple, transparent fee—typically 1.5%–3% per 30 days, depending on contract type and risk. There are no hidden charges, no setup fees, and no lock-ins.
Can I choose which invoices to accelerate?
Yes. You maintain full control — accelerate one invoice, several invoices, or none at all.
Is my information kept confidential?
Absolutely. All documents are stored securely, encrypted, and shared only with vetted financing partners who are bound by strict confidentiality agreements.
Will I need to change the way I invoice?
No major changes. You continue invoicing your government client as usual. In some cases, our funding partners may require a simple payment direction or acknowledgment to ensure payments flow correctly. This is standard in government contracting and handled with minimal disruption.
What is Framer?
Framer is a design tool that allows you to design websites on a freeform canvas, and then publish them as websites with a single click.
What is Framer?
Framer is a design tool that allows you to design websites on a freeform canvas, and then publish them as websites with a single click.
Does this impact my credit score?
No personal credit checks are required. We assess: the contract quality, the invoice approval status, and the government payer reliability. This is not a loan, so it does not behave like traditional debt.
How fast can I get funded?
Most clients receive funds within 24–48 hours after submitting their approved government invoice or progress claim. 24–72 hours depending on the document set and contract structure.
What documents do I need?
Typically: Approved invoice or progress claim Contract or purchase order Evidence of completion Basic business details No personal guarantees required.
What are your fees?
Our financing partners charge a simple, transparent fee—typically 1.5%–3% per 30 days, depending on contract type and risk. There are no hidden charges, no setup fees, and no lock-ins.
Can I choose which invoices to accelerate?
Yes. You maintain full control — accelerate one invoice, several invoices, or none at all.
Is my information kept confidential?
Absolutely. All documents are stored securely, encrypted, and shared only with vetted financing partners who are bound by strict confidentiality agreements.
Will I need to change the way I invoice?
No major changes. You continue invoicing your government client as usual. In some cases, our funding partners may require a simple payment direction or acknowledgment to ensure payments flow correctly. This is standard in government contracting and handled with minimal disruption.
What is Framer?
Framer is a design tool that allows you to design websites on a freeform canvas, and then publish them as websites with a single click.
What is Framer?
Framer is a design tool that allows you to design websites on a freeform canvas, and then publish them as websites with a single click.
Does this impact my credit score?
No personal credit checks are required. We assess: the contract quality, the invoice approval status, and the government payer reliability. This is not a loan, so it does not behave like traditional debt.
How fast can I get funded?
Most clients receive funds within 24–48 hours after submitting their approved government invoice or progress claim. 24–72 hours depending on the document set and contract structure.
What documents do I need?
Typically: Approved invoice or progress claim Contract or purchase order Evidence of completion Basic business details No personal guarantees required.
What are your fees?
Our financing partners charge a simple, transparent fee—typically 1.5%–3% per 30 days, depending on contract type and risk. There are no hidden charges, no setup fees, and no lock-ins.
Can I choose which invoices to accelerate?
Yes. You maintain full control — accelerate one invoice, several invoices, or none at all.
Is my information kept confidential?
Absolutely. All documents are stored securely, encrypted, and shared only with vetted financing partners who are bound by strict confidentiality agreements.
Will I need to change the way I invoice?
No major changes. You continue invoicing your government client as usual. In some cases, our funding partners may require a simple payment direction or acknowledgment to ensure payments flow correctly. This is standard in government contracting and handled with minimal disruption.
What is Framer?
Framer is a design tool that allows you to design websites on a freeform canvas, and then publish them as websites with a single click.
What is Framer?
Framer is a design tool that allows you to design websites on a freeform canvas, and then publish them as websites with a single click.
Accelerate Your Government Contract Cashflow—
Stop Waiting. Start Growing.
Whether you’re curious about features, pricing, or what Rho could unlock for your team, we’re here to help. Tell us what you’re working on—we’ll take it from there.
Accelerate Your Government Contract Cashflow—
Stop Waiting. Start Growing.
Whether you’re curious about features, pricing, or what Rho could unlock for your team, we’re here to help. Tell us what you’re working on—we’ll take it from there.
Accelerate Your Government Contract Cashflow—
Stop Waiting. Start Growing.
Whether you’re curious about features, pricing, or what Rho could unlock for your team, we’re here to help. Tell us what you’re working on—we’ll take it from there.